Consumer-Driven (or Directed) Care

Consumer-driven (or directed) care is a form of health insurance that combines a high-deductible health plan with a tax-favored Health Savings Account, Flexible Spending Account or Health Reimbursement Account to cover out-of-pocket expenses. These accounts are “consumer-driven” in that they give participants greater control over their own health care, allowing individuals to determine on a personal basis how they choose to spend their health care account funds.